Credit Union of the Day:
FAA Credit Union

Located: OK  Assets: $418M  Members: 44,682 - Profile - Call Report -

Welcome to CU Analyzer! This interactive program takes an educational approach to financial analysis to introduce actionable insights and fresh perspectives at every level of your credit union - from front line staff to the CEO and Board. Analyze performance relative to customized peer groups, understand ratios, establish meaningful benchmarks and goals, compare financial strategies, and track your progress with the latest data. CUAnalyzer ties financial metrics to member value, strengthening the odds of credit union success in the changing financial services environment.       Our Vision
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Announcing Branch Analyzer!      
You now have access to Callahan's latest deposit market share analysis resource! Discover the competitive landscape within your branch market(s). Make more informed decisions to enhance branch performance in today’s rapidly changing financial services market. Includes all FDIC insured bank branches and their latest reported deposits.          Preview Branch Analyzer

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  This Week's Hot Topic:      Credit Card Portfolio
  Check out the following related CU Analyzer performance charts with today's featured credit union.


Callahan Peer Rating 
Performance Analysis
FAA’s members have an average credit card balance above that of the peer group. This may be attributed to a successful pricing strategy or an effective rewards programs. The credit union should review these results along with the losses associated with your program to ensure that you are sustaining profitability.

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Callahan Peer Rating 
Performance Analysis
FAA has credit card balances that are above the peer average. The credit card program likely has desirable characteristics for this highly competitive market. While total credit card loans outstanding is an important measure, it is influenced by the size of the credit union's membership. Portfolio growth, membership p...
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Callahan Peer Rating 
Performance Analysis
FAA has a credit card penetration rate similar to the peer group but there are likely to be growth opportunities in the program. A targeted marketing campaign for new credit card accounts could be useful.

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Callahan Peer Rating 
Performance Analysis
FAA is doing a good job managing the risk in its credit card portfolio compared to its peer credit union. If your program is profitable the credit union may have the capacity to assume additional risk.

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Callahan Peer Rating 
Performance Analysis
FAA has losses in its credit card program similar to the peer group. If the program is seeing excellent earnings, then this rating is no problem. However, if the program is under performing, than FAA needs to focus on a stronger collection effort and tighter underwriting standards.

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