Credit Union of the Day:
Consumers Federal Credit Union

Located: NY  Assets: $53M  Members: 3884 - Profile - Call Report -

Welcome to CU Analyzer! This interactive program takes an educational approach to financial analysis to introduce actionable insights and fresh perspectives at every level of your credit union - from front line staff to the CEO and Board. Analyze performance relative to customized peer groups, understand ratios, establish meaningful benchmarks and goals, compare financial strategies, and track your progress with the latest data. CUAnalyzer ties financial metrics to member value, strengthening the odds of credit union success in the changing financial services environment.       Our Vision
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2Q 2010 data is now live!      
You can now access 2Q 2010 final data with CUAnalyzer. Show your Board, staff, and examiners how your credit union’s performance compared to your appropriate peers during this period of economic recession and recovery. Also, please note that ROM scores take two days to calculate, so they are not yet in CUAnalyzer. Check back later for another notification indicating that ROM scores have been updated.          

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  This Week's Hot Topic:      Non-Interest Income
  Check out the following related CU Analyzer performance charts with today's featured credit union.


Callahan Peer Rating 
Performance Analysis
Consumers earns non-interest income per member above the average for its peer group. Credit unions like Consumers with high fee income generally have well developed fee income strategies to supplement their interest income. A significant portion of Consumers's members are active and paying fees. Fee income is increas...
Full Analysis
Ratio Definition
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Callahan Peer Rating 
Performance Analysis
Performing below the peer average, Consumers is not taking advantage of the opportunities available for non-interest income. Consumers should consider developing a fee income strategy to supplement its interest income. Failure to do so could put Consumers's profitability at risk should its interest margin experience ...
Full Analysis
Ratio Definition
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Callahan Peer Rating 
Performance Analysis
Consumers is below the average for its peer group in terms of the percentage of its total income being derived from fee income. This can be a positive or a negative depending upon the credit union's strategy. For example, for credit union's seeking to develop significant interest income, a low ratio may be indicative...
Full Analysis
Ratio Definition
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Callahan Peer Rating 
Performance Analysis
The non-interest income growth rate at Consumers is significantly higher than the peer group average. The credit union may have recently deployed a new fee strategy or program that is generating above-peer growth, or may have a product mix and membership utilization profile that is consistent with higher fee generatio...
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Ratio Definition
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Phone: 1-800-446-7453, 202-223-3920